It is one of the main players in the world of supplementary health insurance that has just revealed its cards. The French Mutualité, which brings together almost 500 mutual insurance companies (representing 35 million insured people), published on Tuesday December 19 the result of its annual tariff survey for 2024. The communication comes in a tense context with the Ministry of Health asking all supplementary companies to moderate the increases – mutuals, pension funds, insurers – in a standoff that is now common every winter.
The figure is not a surprise, but the increase in contributions seems unprecedented: it will average + 8.1% in 2024, announced the Mutualité française, which summarized the contributions of 38 member organizations of the association, covering 18.7 million policyholders . This corresponds to +7.3% for individual contracts and +9.9% overall. With large fluctuations depending on the organization: between 2.5% and 10% increase for individual contracts and between 0% and 11.7% for collective contracts.
While the trend in recent years was +3% to +4%, the Mutualité Française attributed this increase to health spending “extremely dynamic in 2023” (+6%).
“Unacceptable”
Avenue de Ségur, the tone is raised. “If we can declare an increase of 5 to 7%, which is already significant, the increases announced by certain organizations, which can be up to 12%, are unacceptable.”Health Minister Aurélien Rousseau said in a statement communicated Broadcast, Friday, December 15, after a meeting with representatives of the complementary groups.
Insured people with individual contracts and companies with collective contracts “Must fully implement contract termination clauses if they believe the complementary organizations have been unable to explain these increases to them.”, added Mr. Rousseau. Warnings not backed up by announcements.
As early as mid-October, the general director of health insurance, Thomas Fatôme, spoke out against the price increase in the columns Worlda development “very unreasonable”. The ranges suggested at the time by a research firm were between 9% and 11% for individual contracts and between 8% and 12% for collective contracts. They have since been confirmed.
“I don’t want to get into a controversy with the minister or the governmentreacts the president of the mutual, Eric Chenut. The fact is that health spending is growing much faster than national wealth, and the gap has widened since the health crisis. » “The biggest problem is the sustainable financing of the social protection systemhe adds, and we all have to work on this together. »
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